MICROFINANCE BANKS OPERATIONS MANAGEMENT AND INFORMATION SYSTEM

Registrations are closed

Live-Online Training: N166,625.00
Classroom Training: N 247,250.00
3 - 4 participants: 5% discount
5 or more participants: 10% discount

(Available also for Customised Training by Duration, Venue & Fee)
(PARTICIPANTS MUST BE WITH THEIR LAPTOPS)

Programme Description:

Risk Management and Internal Control Systems are essential components of a robust Microfinance Bank. One without the other turns the bank like a ship without the rudder. In addition to this, credit is usually the largest risk asset of MFBs, hence, it is imperative that it is given a place of pride in discussing risk management.

Course Objectives

By the end of this training, participants will:

  • Be able to understand and explain Risk Management and Internal Control Systems in MFBs.  
  • Be able to identify Risks and Challenges facing Microfinance Banks.
  • Be able to understand effective Risk Management and Internal Controls.
  • Be able to understand the realities, conditions and consequences of funding sources and choosing the right mix.
  • Be able to understand the challenges of mobilizing and managing public deposits.
  • Be able to understand lending methodologies.
  • Be able to understand overview of credit management.
  • Be able to understand managing concessional funds.

Course Contents:

DAY ONE

  • Introduction to Risk Management. 
  • Risks and Challenges Mfbs face:
    • Strategic Risks
    • Liquidity Risks
    • Management Risk
    • Credit Risk
    • Interest Rate risk
    • Operational Risks
    • Market Risk
  • Effective risk Management 
    • Features of a good risk management framework
    • Guidelines for implementing risk management
    • Key roles and responsibilities
    • Obstacles to Risk Management
    • Risk Management Feedback loop
    • Key components of the loop, conditions for effective applications
    • Realities, conditions, and consequences of funding sources and choosing a mix
    • Challenges of mobilizing and managing public deposits
    • Micro-lending methodologies

DAY TWO

  • Overview of Credit Management:
    • Initiation
    • Character appraisal and assessment
    • Securisation (collateral), traditional, innovative, character-based group)
    • Approval
    • Disbursement
    • Repayment plan
    • Default and Recovery
    • Loan Portfolio Risk Management, etc

DAY THREE

  • Credit Risk Management:
    • Monitoring loans, identifying and managing arrears
    • Causes and costs of delinquency
    • Borrower over -indebtedness
    • Double Borrowing
    • Loan restructuring
    • Controlling delinquency
    • Information exchange on bad borrowers
    • Credit Information System, credit bureau
    • Social Responsibility and Community Development

DAY FOUR

Managing Concessional (below market rates) funds

    • Borrowings
    • Subordinated debts
    • Project/Program funds
    • Grants
    • Quasi-Equity
    • Socially responsible investments
Date & Time
Tuesday
April 2, 2024
Start - 8:30 AM
Friday
April 5, 2024
End - 3:00 PM Africa/Lagos
Location

Tom Associates Training

5/7, Alade Lawal Street, Opposite Anthony Police Station, Off Ikorodu Road, Anthony Village,
NG-LA
Nigeria
+234 817 859 1654
+234 809 276 3968 | +234 810 365 2225
tomassociatestraining@yahoo.com | info@tomassociatesng.com
Get the direction
Organizer

Tom Associates Training

+234 817 859 1654
+234 809 276 3968 | +234 810 365 2225
tomassociatestraining@yahoo.com | info@tomassociatesng.com